Volvo V60 Cross Country Insurance Rates

U.S. average insurance rates for a Volvo V60 Cross Country are $1,278 a year for full coverage insurance. Comprehensive insurance costs an estimated $268, collision insurance costs $484, and liability costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $2,774 or more. 16-year-old drivers pay the highest rates at up to $4,784 a year.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

Includes $500 deductibles, liability limits of 30/60, and includes uninsured motorist coverage. Estimates are averaged for all 50 states and for all V60 Cross Country models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. More rural locations have lower incidents of physical damage claims than congested cities. The example below illustrates how location impacts insurance prices.

The ranges above illustrate why everyone should compare prices for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below illustrates average Volvo V60 Cross Country insurance rates for other coverage scenarios.

• The best full coverage rate is $732
• Using higher $1,000 deductibles will save approximately $170 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,278
• Buying pricier low deductibles for physical damage coverage will cost an additional $334 every year
• Drivers with multiple tickets or accidents could pay up to $2,774
• The price that insures a teen driver for full coverage can cost as much as $4,784 or more

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Insurance prices for a Volvo V60 Cross Country are also quite variable based on the model of your V60 Cross Country, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,500 to $2,100 additional each year, depending on your age. Volvo V60 Cross Country insurance for high-risk drivers can be as much as 44% to 131% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,700 a year. View Rates by Age

The state you live in has a huge impact on Volvo V60 Cross Country insurance prices. A driver around age 40 might see prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,730 on average in Florida, New York, and Michigan.

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Opting for high physical damage deductibles could cut prices by as much as $510 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Volvo V60 Cross Country Insurance

Getting lower rates on car insurance requires being a safe driver, having a good credit score, not filing small claims, and possibly raising deductibles. Comparison shop once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.

Here is a recap of the data that was touched on above.

• It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date
• Policyholders who want more liability insurance will pay around $430 annually to increase from a low limit to the 250/500 level
• Young drivers are expensive to insure, as much as $399 a month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents may have to pay on average $1,500 more annually for insurance