Volvo C70 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
UPDATED: Jun 3, 2023
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Estimated insurance prices for a Volvo C70 are $780 every 12 months for full coverage insurance. Comprehensive insurance costs around $158, collision costs $208, and liability coverage is $304. Liability-only insurance costs around $346 a year, with high-risk driver insurance costing $1,662 or more. Teens pay the most at $2,984 a year or more.
Average premium for full coverage: $780
Premium estimates for type of coverage:
Rates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different C70 trim levels.
Insurance Price Range by Risk and Coverage
For a middle-aged driver, insurance rates for a Volvo C70 go from the cheapest price of $346 for just the minimum liability insurance to a much higher rate of $1,662 for a high risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.
The price range example below illustrates the effect of location on auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Volvo C70 insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $468
- Raising to $1,000 deductibles will save about $84 each year
- The average price for a 40-year-old good driver using $500 deductibles is $780
- Selecting more expensive low deductibles costs an extra $160 each year
- Unlucky drivers with serious driving violations could pay at least $1,662 or more
- An auto insurance policy to insure a teenage driver with full coverage can be $2,984
Insurance prices for a Volvo C70 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $250 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $273 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $700 every 12 months on average, or $58 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $2,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $900 to $1,300 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 129% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Volvo C70 insurance rates. A middle-age driver might find prices as low as $510 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,060 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $706 | -$74 | -9.5% |
| Alaska | $598 | -$182 | -23.3% |
| Arizona | $648 | -$132 | -16.9% |
| Arkansas | $780 | -$0 | 0.0% |
| California | $888 | $108 | 13.8% |
| Colorado | $744 | -$36 | -4.6% |
| Connecticut | $800 | $20 | 2.6% |
| Delaware | $884 | $104 | 13.3% |
| Florida | $974 | $194 | 24.9% |
| Georgia | $720 | -$60 | -7.7% |
| Hawaii | $562 | -$218 | -27.9% |
| Idaho | $530 | -$250 | -32.1% |
| Illinois | $582 | -$198 | -25.4% |
| Indiana | $588 | -$192 | -24.6% |
| Iowa | $528 | -$252 | -32.3% |
| Kansas | $740 | -$40 | -5.1% |
| Kentucky | $1,062 | $282 | 36.2% |
| Louisiana | $1,154 | $374 | 47.9% |
| Maine | $480 | -$300 | -38.5% |
| Maryland | $642 | -$138 | -17.7% |
| Massachusetts | $620 | -$160 | -20.5% |
| Michigan | $1,356 | $576 | 73.8% |
| Minnesota | $652 | -$128 | -16.4% |
| Mississippi | $936 | $156 | 20.0% |
| Missouri | $690 | -$90 | -11.5% |
| Montana | $838 | $58 | 7.4% |
| Nebraska | $614 | -$166 | -21.3% |
| Nevada | $936 | $156 | 20.0% |
| New Hampshire | $562 | -$218 | -27.9% |
| New Jersey | $872 | $92 | 11.8% |
| New Mexico | $688 | -$92 | -11.8% |
| New York | $822 | $42 | 5.4% |
| North Carolina | $448 | -$332 | -42.6% |
| North Dakota | $638 | -$142 | -18.2% |
| Ohio | $540 | -$240 | -30.8% |
| Oklahoma | $800 | $20 | 2.6% |
| Oregon | $716 | -$64 | -8.2% |
| Pennsylvania | $744 | -$36 | -4.6% |
| Rhode Island | $1,040 | $260 | 33.3% |
| South Carolina | $706 | -$74 | -9.5% |
| South Dakota | $658 | -$122 | -15.6% |
| Tennessee | $682 | -$98 | -12.6% |
| Texas | $938 | $158 | 20.3% |
| Utah | $578 | -$202 | -25.9% |
| Vermont | $532 | -$248 | -31.8% |
| Virginia | $468 | -$312 | -40.0% |
| Washington | $600 | -$180 | -23.1% |
| West Virginia | $718 | -$62 | -7.9% |
| Wisconsin | $540 | -$240 | -30.8% |
| Wyoming | $694 | -$86 | -11.0% |
With such a large range in prices, the only way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company calculates prices differently, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $166 | $238 | $312 | $826 |
| 2008 Volvo C70 | $158 | $208 | $304 | $780 |
| 2007 Volvo C70 | $156 | $198 | $298 | $762 |
| 2005 Volvo C70 | $138 | $180 | $292 | $720 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Volvo C70 Insurance
Finding better rates on auto insurance consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to shop around at least every two years by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following list is a summary of the information that was covered in this article.
- Increasing policy deductibles could save as much as $250 each year
- It is possible to save up to $90 per year simply by shopping early and online
- Consumers who may need an increased level of liability coverage will pay approximately $330 annually to raise from 30/60 bodily injury limits to a 250/500 level
- Drivers age 16 to 20 are charged the highest prices, with premiums being up to $249 per month if full coverage is included
- Drivers that have multiple accidents or serious violations may pay on average $880 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,984 |
| 20 | $1,758 |
| 30 | $802 |
| 40 | $780 |
| 50 | $714 |
| 60 | $700 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $940 |
| $250 | $868 |
| $500 | $780 |
| $1,000 | $696 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $780 |
| 50/100 | $841 |
| 100/300 | $917 |
| 250/500 | $1,114 |
| 100 CSL | $871 |
| 300 CSL | $1,038 |
| 500 CSL | $1,160 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,226 |
| 20 | $2,798 |
| 30 | $1,684 |
| 40 | $1,662 |
| 50 | $1,584 |
| 60 | $1,568 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $40 |
| Multi-vehicle | $40 |
| Homeowner | $13 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $49 |
| Paid in Full/EFT | $31 |
| Advance Quote | $35 |
| Online Quote | $54 |
| Total Discounts | $312 |
Discounts are estimated and may not be available from every company or in every state.
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