Volkswagen Eos Insurance Rates

The average insurance prices for a Volkswagen Eos are $932 every 12 months for full coverage insurance. Comprehensive costs around $148, collision costs $180, and liability coverage is estimated at $446. Liability-only insurance costs approximately $500 a year, with high-risk driver insurance costing around $2,002. Teens cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates for type of insurance:

Full coverage includes $500 deductibles, minimum liability limits, and includes uninsured motorist coverage. Prices are averaged for all 50 states and for different Eos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below illustrates estimated Volkswagen Eos insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $573
• Choosing higher $1,000 deductibles can save about $74 each year
• The average price for a good driver age 40 using $500 deductibles is $932
• Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,074
• Drivers with serious driving violations could pay at least $2,002 or more
• Policy cost to insure a teenage driver with full coverage can be $3,790 each year

View Chart as Image

Auto insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,100 to $1,600 in extra premium every year, depending on your age. High-risk driver insurance ranges around 42% to 131% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Volkswagen Eos insurance rates. A good driver about age 40 could pay as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,260 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to compare rates and see how they stack up. Each auto insurer calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Volkswagen Eos Insurance

Finding cheaper rates on auto insurance takes being a safe driver, having a good credit score, being claim-free, and maximizing policy discounts. Invest the time to shop around every couple of years by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

Here is a summary of the material that was illustrated above.

• Consumers who may need more liability insurance will pay approximately $490 annually to raise limits from a 30/60 limit to a 250/500 level
• Young drivers are expensive to insure, possibly costing $316 each month if comprehensive and collision insurance is included
• Drivers who have multiple accidents or major violations may pay on average $1,070 more every year for insurance
• Increasing comprehensive and collision deductibles could save as much as $225 each year