Toyota C-Hr Insurance Rates

Average auto insurance rates for a Toyota C-Hr are $960 annually for full coverage insurance. Comprehensive insurance costs around $198 each year, collision insurance costs $352, and liability costs $300. A policy with just liability insurance costs as little as $342 a year, and coverage for high-risk drivers costs $2,074 or more. Teenage drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates for individual coverage type:

Rate estimates include $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples illustrate why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The best discount rate is $553
• Drivers who choose higher $1,000 deductibles will pay about $124 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $960
• Using low deductibles for comprehensive and collision insurance costs an additional $244 annually
• Drivers who are prone to accidents and violations could pay at least $2,074
• The cost with full coverage for a 16-year-old driver can be $3,596 a year

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Insurance rates for a Toyota C-Hr can also vary considerably based on the trim level of your C-Hr, your risk profile, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $3,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,100 to $1,600 additional per year, depending on your age. Insurance for high-risk drivers can cost from 44% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $370 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $270 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Toyota C-Hr insurance prices. A 40-year-old driver could pay as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy the Best Toyota C-Hr Insurance

Saving money on insurance for a Toyota C-Hr not only requires having a good driving record, but also having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates at every policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a brief recap of the data covered in the above illustrations.

• Insureds who may need increased levels of liability coverage will pay an extra $330 annually to go from a minimum limit to higher 250/500 limits
• It is possible to save up to $120 per year just by quoting online in advance
• Increasing deductibles could save up to $375 each year
• Drivers age 20 and younger are charged the highest rates, costing up to $300 per month if they have full coverage