Porsche 718 Cayman Insurance Rates

Average insurance prices for a Porsche 718 Cayman are $1,784 every 12 months for full coverage. Comprehensive insurance costs on average $372, collision insurance costs $798, and liability costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs $3,906 or more. Teens receive the highest rates at up to $6,582 a year.

Average premium for full coverage: $1,784

Rate estimates by individual coverage type:

Prices are based on $500 deductibles, 30/60 split liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and for all 718 Cayman models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on car insurance rates.

These examples show why everyone should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below shows average Porsche 718 Cayman insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $991
• Drivers who choose higher $1,000 deductibles will pay around $266 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,784
• Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $522 every year
• Higher-risk drivers with serious driving violations could pay upwards of $3,906
• The cost to insure a teen driver for full coverage may cost $6,582 a year

View Chart as Image

Car insurance rates for a Porsche 718 Cayman can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your 718 Cayman.

Choosing higher comprehensive and collision insurance deductibles could save up to $790 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,600 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $6,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $2,100 to $2,900 extra per year, depending on your age. Porsche 718 Cayman insurance for high-risk drivers can cost as much as 44% to 131% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Porsche 718 Cayman insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Affordable Porsche 718 Cayman Insurance

Saving money on car insurance not only requires being a safe driver, but also maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Set aside time to compare rates at least every other year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Here is a brief review of the car insurance concepts covered above.

• Higher risk drivers with DUI or reckless driving convictions pay an average of $2,120 more each year for insurance
• Drivers can save as much as $220 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $800 each year
• Policyholders who require more liability insurance will pay approximately $500 each year to go from a minimum limit to a 250/500 level