Mazda CX-7 Insurance Rates

Estimated insurance prices for a Mazda CX-7 are $1,012 every 12 months for full coverage insurance. Comprehensive insurance costs around $166, collision costs $214, and liability coverage is $474. A policy with only liability insurance costs around $522 a year, with a high-risk policy costing $2,176 or more. Teens pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates for type of coverage:

Full coverage includes $500 deductibles, minimum liability limits, and includes uninsured motorist coverage. Rates include averaging for all 50 states and for different CX-7 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below illustrates estimated Mazda CX-7 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save about $88 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,012
• Selecting more expensive low deductibles costs an extra $164 each year
• Unlucky drivers with serious driving violations could pay at least $2,176 or more
• An auto insurance policy to insure a teenage driver with full coverage can be $4,074

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Car insurance prices for a Mazda CX-7 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $260 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Mazda CX-7 insurance rates. A middle-age driver might find prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

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With such a large range in prices, the only way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Mazda CX-7 Insurance

Finding better rates on auto insurance consists of being a safe driver, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around every couple of years by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.

Here is a summary of the material that was illustrated above.

• Consumers who may need more liability insurance will pay approximately $520 annually to raise from 30/60 bodily injury limits to a 250/500 level
• Young drivers are the costliest to insure, with premiums being up to $340 per month if the policy includes full coverage
• Drivers who have multiple accidents or major violations may pay on average $1,160 more every year for insurance
• Increasing policy deductibles could save as much as $250 each year