Jaguar XK Insurance Rates

U.S. average auto insurance rates for a Jaguar XK are $1,334 annually with full coverage. Comprehensive insurance costs on average $270, collision insurance costs $432, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,880 or more. Teenage drivers pay the highest rates at up to $5,080 a year.

Average premium for full coverage: $1,334

Price estimates by individual coverage:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all XK models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have fewer collision claims than densely populated cities. The example below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Jaguar XK insurance rates for different risk profiles and scenarios.

• The best discount rate is $777
• Using higher $1,000 deductibles will save around $160 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,334
• Using pricier low deductibles for physical damage coverage costs an additional $306 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,880
• The price with full coverage for a teen driver for full coverage may cost $5,080 or more

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 additional each year, depending on your age. Jaguar XK insurance for high-risk drivers can be as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $470 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $960 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,800 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Jaguar XK Insurance

Getting lower rates on car insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates at least once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a condensed summary of the primary concepts that were touched on in this article.

• You may be able to save as much as $160 per year just by quoting online well ahead of the renewal date
• Higher risk drivers with multiple at-fault accidents pay an average of $1,550 more each year to insure their XK
• Increasing physical damage deductibles could save up to $475 each year
• Teen drivers pay higher prices, costing up to $423 a month if they have full coverage