Jaguar XE Insurance Rates

U.S. average insurance rates for a Jaguar XE are $1,534 a year for full coverage. Comprehensive costs approximately $310, collision insurance costs $610, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, and coverage for high-risk drivers costs around $3,346. Teen drivers pay the highest rates at up to $5,758 a year.

Average premium for full coverage: $1,534

Price estimates by individual coverage:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all XE models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have a lower frequency of accident claims than larger metro areas. The example below illustrates how where you live affects auto insurance prices.

The ranges above show why everyone should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Jaguar XE insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $869
• Using higher $1,000 deductibles will save $208 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,534
• Choosing pricier low deductibles for physical damage coverage will increase the cost to $1,944
• Drivers with multiple violations and an at-fault accident could pay around $3,346
• The price for full coverage for a teen driver for full coverage can cost $5,758 or more

View Chart as Image

Insurance prices for a Jaguar XE are also quite variable based on your driving record, the trim level of your XE, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,400 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,700 a year. View Rates by Age

The state you live in has a huge impact on Jaguar XE insurance prices. A driver around age 40 might see prices as low as $1,010 a year in states like Iowa, Maine, and Idaho, or as much as $2,190 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $620 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,800 to $2,500 extra each year, depending on your age. Jaguar XE insurance for high-risk drivers can be as much as 43% to 131% more than average. View High Risk Driver Rates

How to Find the Best Cheap Jaguar XE Insurance

Getting lower rates on car insurance requires not taking risks behind the wheel, maintaining good credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a quick review of the information touched on in the above illustrations.

• Drivers can save around $190 per year just by quoting online well ahead of the renewal date
• Teens are expensive to insure, with premiums as much as $480 a month for full coverage
• Increasing physical damage deductibles can save around $625 each year
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,810 more per year for XE insurance
• Policyholders who purchase higher liability limits will pay about $500 each year to increase from a low limit to 250/500 limits