Hyundai Veracruz Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
UPDATED: May 3, 2024
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Estimated insurance prices for a Hyundai Veracruz are $930 every 12 months with full coverage. Comprehensive insurance costs around $170, collision insurance costs $222, and liability is $402. A policy with only liability insurance costs around $446 a year, and a high-risk policy costs $1,998 or more. Teens pay the most at up to $3,664 a year.
Average premium for full coverage: $930
Premium estimates for type of coverage:
Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Veracruz models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Hyundai Veracruz range from the cheapest price of $446 for basic liability insurance to the much higher price of $1,998 for a high-risk driver policy.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The example below illustrates how where you live affects auto insurance rates.
These rate differences demonstrate why everyone should compare rates quotes for a specific zip code and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Hyundai Veracruz insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $561
- Raising to $1,000 deductibles will save about $90 annually
- The average price for a 40-year-old good driver using $500 deductibles is $930
- Selecting pricier low deductibles costs an extra $170 every year
- At-risk drivers with serious driving violations could pay at least $1,998
- An auto insurance policy to insure a teen driver for full coverage can be $3,664
Car insurance prices for a Hyundai Veracruz also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $260 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $3,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 extra annually, depending on your age. Hyundai Veracruz insurance for high-risk drivers is expensive and can cost as much as 44% to 132% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find prices as low as $670 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,250 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$88 | -9.5% |
| Alaska | $712 | -$218 | -23.4% |
| Arizona | $770 | -$160 | -17.2% |
| Arkansas | $930 | -$0 | 0.0% |
| California | $1,060 | $130 | 14.0% |
| Colorado | $886 | -$44 | -4.7% |
| Connecticut | $954 | $24 | 2.6% |
| Delaware | $1,050 | $120 | 12.9% |
| Florida | $1,160 | $230 | 24.7% |
| Georgia | $860 | -$70 | -7.5% |
| Hawaii | $668 | -$262 | -28.2% |
| Idaho | $628 | -$302 | -32.5% |
| Illinois | $692 | -$238 | -25.6% |
| Indiana | $702 | -$228 | -24.5% |
| Iowa | $626 | -$304 | -32.7% |
| Kansas | $882 | -$48 | -5.2% |
| Kentucky | $1,268 | $338 | 36.3% |
| Louisiana | $1,376 | $446 | 48.0% |
| Maine | $574 | -$356 | -38.3% |
| Maryland | $768 | -$162 | -17.4% |
| Massachusetts | $742 | -$188 | -20.2% |
| Michigan | $1,612 | $682 | 73.3% |
| Minnesota | $778 | -$152 | -16.3% |
| Mississippi | $1,114 | $184 | 19.8% |
| Missouri | $824 | -$106 | -11.4% |
| Montana | $998 | $68 | 7.3% |
| Nebraska | $732 | -$198 | -21.3% |
| Nevada | $1,114 | $184 | 19.8% |
| New Hampshire | $670 | -$260 | -28.0% |
| New Jersey | $1,040 | $110 | 11.8% |
| New Mexico | $822 | -$108 | -11.6% |
| New York | $978 | $48 | 5.2% |
| North Carolina | $536 | -$394 | -42.4% |
| North Dakota | $762 | -$168 | -18.1% |
| Ohio | $640 | -$290 | -31.2% |
| Oklahoma | $952 | $22 | 2.4% |
| Oregon | $852 | -$78 | -8.4% |
| Pennsylvania | $886 | -$44 | -4.7% |
| Rhode Island | $1,238 | $308 | 33.1% |
| South Carolina | $844 | -$86 | -9.2% |
| South Dakota | $786 | -$144 | -15.5% |
| Tennessee | $812 | -$118 | -12.7% |
| Texas | $1,120 | $190 | 20.4% |
| Utah | $688 | -$242 | -26.0% |
| Vermont | $634 | -$296 | -31.8% |
| Virginia | $558 | -$372 | -40.0% |
| Washington | $716 | -$214 | -23.0% |
| West Virginia | $852 | -$78 | -8.4% |
| Wisconsin | $642 | -$288 | -31.0% |
| Wyoming | $826 | -$104 | -11.2% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $896 | $75 |
| Hyundai Veracruz GLS AWD | $918 | $77 |
| Hyundai Veracruz Limited 2WD | $950 | $79 |
| Hyundai Veracruz Limited AWD | $950 | $79 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $182 | $244 | $406 | $968 |
| 2011 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2010 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2008 Hyundai Veracruz | $152 | $178 | $390 | $856 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Hyundai Veracruz Insurance
Finding better rates on car insurance consists of being a low-risk driver, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Take the time to comparison shop every time your policy renews by getting rate quotes from direct companies, and also from several local insurance agents.
The items below are a quick review of the information touched on in the above illustrations.
- You may be able to save up to $110 per year just by quoting online well ahead of the renewal date
- Teen drivers are the costliest to insure, possibly costing $305 per month if the policy includes full coverage
- Increasing policy deductibles could save as much as $250 each year
- Higher risk drivers with a DUI or reckless driving violation pay on average $1,070 more every year to insure their Veracruz
- Policyholders who may need more liability coverage will pay approximately $440 every year to raise from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,664 |
| 20 | $2,116 |
| 30 | $950 |
| 40 | $930 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,100 |
| $250 | $1,022 |
| $500 | $930 |
| $1,000 | $840 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $930 |
| 50/100 | $1,030 |
| 100/300 | $1,131 |
| 250/500 | $1,392 |
| 100 CSL | $1,071 |
| 300 CSL | $1,292 |
| 500 CSL | $1,453 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,176 |
| 20 | $3,368 |
| 30 | $2,020 |
| 40 | $1,998 |
| 50 | $1,904 |
| 60 | $1,886 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $35 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $369 |
Discounts are estimated and may not be available from every company or in every state.
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