Honda Clarity Insurance Rates

U.S. average auto insurance rates for a Honda Clarity are $1,324 annually for full coverage. Comprehensive costs on average $240 each year, collision insurance costs $470, and liability costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs around $2,884. Teenage drivers pay the highest rates at up to $5,102 a year.

Average premium for full coverage: $1,324

Price estimates by individual coverage:

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Clarity models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.

The ranges above show why all drivers should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Honda Clarity insurance rates for different risk profiles and scenarios.

• The best discount rate is $763
• Using higher $1,000 deductibles will save around $162 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,324
• Using low deductibles for physical damage coverage will cost $1,638
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,884
• The price with full coverage for a 16-year-old driver may cost $5,102 or more

View Chart as Image

Auto insurance prices for a Honda Clarity are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $480 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Honda Clarity insurance prices. A driver around age 40 might see prices as low as $870 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,890 on average in Michigan, Louisiana, and New York.

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How to Buy Low Cost Honda Clarity Insurance

Getting lower rates on insurance for a Honda Clarity requires not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every other policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a review of the ideas that were covered in the charts and tables above.

• Teens are charged the highest prices, with premiums as much as $425 a month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may be required to pay an average of $1,560 more each year for Clarity insurance
• Increasing physical damage deductibles could save up to $475 each year
• Drivers can save as much as $160 per year just by quoting online in advance