GMC Hummer EV Pickup Insurance Rates

The average auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually for full coverage. Comprehensive costs approximately $466 a year, collision costs $1,046, and liability insurance is estimated at $416. Liability-only insurance costs approximately $474 a year, with high-risk driver insurance costing around $4,576. Teenage drivers cost the most to insure at $7,502 a year or more.

Average premium for full coverage: $2,086

Policy rates by type of insurance:

Rate estimates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Hummer EV Pickup trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above show why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Hummer EV Pickup insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,138
• Choosing higher $1,000 deductibles can save $1,744 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $2,086
• Using low $100 deductibles for comp and collision coverage will cost $2,760
• High-risk insureds who are prone to accidents and violations could pay around $4,576 or more
• Policy cost with full coverage for a teen driver can cost $7,502 each year

Auto insurance rates for a GMC Hummer EV Pickup also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,900 annually on average, or $158 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $7,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $2,500 to $3,400 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $1,020 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Hummer EV Pickup insurance rates. A good driver about age 40 could pay as low as $1,370 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,970 on average in New York, Louisiana, and Michigan.

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied between companies.

How to Buy the Best GMC Hummer EV Pickup Insurance

Finding cheaper rates on GMC Hummer EV Pickup insurance takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a brief recap of the data covered in the above illustrations.

• Drivers who purchase higher liability limits will pay an extra $460 each year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers can save around $270 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $1,025 each year
• Teens have the highest car insurance rates, costing up to $625 each month if full coverage is included