Ford C-Max Hybrid Insurance Rates

Average insurance rates for a Ford C-Max Hybrid are $1,192 a year for full coverage. Comprehensive insurance costs around $206, collision insurance costs $368, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,588 or more. 16-year-old drivers receive the highest rates at up to $4,674 a year.

Average premium for full coverage: $1,192

Rate estimates for individual coverage type:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all C-Max Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The example below illustrates how location impacts auto insurance rates.

These examples show why everyone should compare rates for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $697
• Drivers who choose higher $1,000 deductibles will pay about $130 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,192
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $254 every year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,588
• The cost that insures a teen driver for full coverage can be $4,674 a year

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Car insurance rates for a Ford C-Max Hybrid can also vary considerably based on the model of your C-Max Hybrid, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $2,000 extra per year, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

Where you live makes a big difference in Ford C-Max Hybrid insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,700 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $390 every year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Ford C-Max Hybrid Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having a positive credit history, eliminating unneeded coverage, and consideration of higher deductibles. Comparison shop once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a recap of the data that was touched on above.

• Drivers can save up to $140 per year just by quoting online well ahead of the renewal date
• Policyholders who may need higher liability limits will pay around $510 each year to go from a minimum limit to the 250/500 level
• Teenagers are the costliest to insure, costing as high as $390 per month if full coverage is purchased
• Higher risk drivers that have major violations or accidents pay on average $1,400 more every year for car insurance