Ford C-Max Energi Insurance Rates

The average auto insurance rates for a Ford C-Max Energi are $1,270 annually for full coverage. Comprehensive insurance costs around $230 a year, collision costs $422, and liability insurance is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,756 or more. Teenage drivers cost the most to insure at $4,918 a year or more.

Average premium for full coverage: $1,270

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and C-Max Energi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

The examples above show why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Ford C-Max Energi insurance rates for additional coverage choices and driver risks.

• The best discount rate is $739
• Choosing higher $1,000 deductibles can save about $1,120 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,270
• Using low $100 deductibles for comp and collision coverage costs an additional $286 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,756 or more
• Policy cost with full coverage for a teen driver can be $4,918 each year

View Chart as Image

Car insurance rates for a Ford C-Max Energi also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $440 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Ford C-Max Energi insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,810 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied between companies.

How to Buy the Best Ford C-Max Energi Insurance

Finding cheaper rates on Ford C-Max Energi insurance takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a brief recap of the data covered in the above illustrations.

• Drivers who may need an increased level of liability coverage will pay an extra $510 each year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers can save up to $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $410 each month if comprehensive and collision insurance is included