Ford Bronco Sport Insurance Rates

The average insurance rates for a Ford Bronco Sport are $1,330 a year for full coverage insurance. Comprehensive insurance costs on average $240 each year, collision insurance costs $502, and liability is estimated at $430. Liability-only coverage costs approximately $486 a year, and high-risk coverage costs $2,898 or more. 16-year-old drivers cost the most to insure at up to $5,102 a year.

Average premium for full coverage: $1,330

Policy rates by type of insurance:

Includes $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Bronco Sport models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than congested cities. The graphic below illustrates how location impacts car insurance rates.

The examples above illustrate why all drivers should get quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Ford Bronco Sport insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $763
• Choosing higher $1,000 deductibles can save around $168 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,330
• Buying low deductibles for comp and collision coverage will cost an additional $328 annually
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,898
• Policy cost that insures a 16-year-old driver may cost $5,102 each year

Insurance rates for a Ford Bronco Sport also range considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 134% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford Bronco Sport insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,800 on average in Michigan, New York, and Florida.

Opting for high physical damage deductibles can save as much as $500 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $387 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Ford Bronco Sport Insurance

Finding cheaper rates on insurance for a Ford Bronco Sport takes being a good driver, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Comparison shop once a year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a recap of the data that was touched on above.

• It is possible to save as much as $160 per year just by quoting online in advance
• Insureds who require an increased level of liability coverage will pay around $470 annually to raise limits from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 pay higher rates, possibly costing $425 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that have major violations or accidents may pay on average $1,570 more each year than a safer driver