Dodge Stealth Insurance Rates

Comparing auto insurance through online companies saves time, is easy to do, plus you might just save a little. The key to finding lower rates is to get rates from as many companies as possible in order to accurately compare the lowest prices.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to online quoting. Don't let that stop you because comparing prices is actually very simple. Cutting your Dodge Stealth insurance cost is not a difficult process. Drivers just need to take a couple of minutes to get quotes online from several insurance companies. This can be done by getting a quick quote here.

Rates are determined by...

Auto insurance rates for your Dodge Stealth can fluctuate considerably and are calculated by many factors. Including but not limited to:

• Tickets increase premiums
• Credit rating impacts rates
• Men typically pay more than women
• The deductible you choose
• Crash test rating for your Stealth
• Claims drive up premiums
• Having current coverage saves
• Home ownership saves money

A final factor that can impact Dodge Stealth insurance rates is the model year. Models that are new have a higher value in comparison to later models so the costs to repair may result in higher rates. On the flip side, more recent Stealth vehicles may have a trim level with safety features like a rollover prevention system, forward-collision avoidance, and dual-stage airbags which may help offset higher rates.

Coverage for liability - This will cover damage or injury you incur to other's property or people. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying as high a limit as you can afford.

Collision - This coverage will pay to fix damage to your Stealth resulting from colliding with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper Dodge Stealth insurance rates.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Dodge Stealth comprehensive insurance. The most your auto insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage provides protection when other motorists are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Insurance for medical payments - Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They can be utilized in addition to your health insurance program or if you lack health insurance entirely. PIP coverage is only offered in select states and may carry a deductible.