Dodge Grand Caravan Insurance Rates

Estimated insurance prices for a Dodge Grand Caravan are $1,064 every 12 months including full coverage. Comprehensive insurance costs on average $194 each year, collision insurance costs $238, and liability is $474. A policy with only liability insurance costs around $522 a year, and a high-risk policy costs $2,278 or more. Teens pay the most at up to $4,208 a year.

Average premium for full coverage: $1,064

Premium estimates by type of coverage:

Rates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Grand Caravan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the effect of location on car insurance rates.

These rate differences highlight why all drivers should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Dodge Grand Caravan insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $644
• Raising to $1,000 deductibles will save around $100 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,064
• Selecting low deductibles costs an extra $184 annually
• Drivers with serious driving violations could pay upwards of $2,278
• An auto insurance policy to insure a 16-year-old driver may cost $4,208

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Car insurance prices for a Dodge Grand Caravan also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Grand Caravan.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $290 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 126% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Dodge Grand Caravan insurance prices. A middle-age driver might find prices as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,520 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Dodge Grand Caravan Insurance

Finding better rates on insurance for a Dodge Grand Caravan consists of being safe and accident-free, maintaining a good credit score, refrain from filing small claims, and possibly raising deductibles. Take the time to shop around at least every two years by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

Below you'll find a summary of the information that was covered in this article.

• Increasing policy deductibles could save as much as $275 each year
• You may be able to save as much as $120 per year just by quoting online in advance
• Insureds who require more liability protection will pay approximately $520 per year to raise from 30/60 bodily injury limits to a 250/500 level
• Youthful drivers are expensive to insure, with the cost nearing $351 per month if the policy includes full coverage
• Drivers considered higher risk that have multiple accidents or serious violations may pay on average $1,210 more each year than a low-risk driver