Chrysler Town and Country Insurance Rates

U.S. average insurance prices for a Chrysler Town and Country are $960 every 12 months for full coverage insurance. Comprehensive insurance costs around $190, collision insurance costs $228, and liability costs around $406. Buying just liability costs as low as $450 a year, and insurance for high-risk drivers costs $2,052 or more. Teens pay the highest rates at up to $3,736 a year.

Average premium for full coverage: $960

Price estimates for individual coverage:

Full coverage includes $500 deductibles, minimum liability limits, and includes uninsured motorist coverage. Estimates are averaged for all 50 states and for all Town and Country models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance rates.

The ranges above illustrate why everyone should compare prices for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below illustrates average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $581
• Using higher $1,000 deductibles will save about $96 each year
• The average price for the average middle-age driver using $500 deductibles is $960
• Selecting pricier low deductibles for physical damage coverage costs an extra $180 every year
• Drivers with serious driving violations could pay at least $2,052
• The price to insure a teen driver for full coverage can be $3,736 or more

View Chart as Image

Insurance prices for a Chrysler Town and Country are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $280 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $3,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,100 to $1,600 additional each year, depending on your age. Chrysler Town and Country insurance for high-risk drivers can be as much as 43% to 128% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see prices as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Chrysler Town and Country Insurance

Getting lower rates on car insurance requires being a safe driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Here is a summary of the material that was illustrated above.

• Policyholders who may need more liability insurance will pay approximately $450 annually to increase from a low limit to a 250/500 level
• Young drivers are charged the highest prices, as much as $311 a month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,090 more every year for insurance
• Increasing physical damage deductibles could save as much as $275 each year