Cadillac Escalade ESV Insurance Rates

The average auto insurance rates for a Cadillac Escalade ESV are $1,252 annually with full coverage. Comprehensive insurance costs an estimated $274, collision insurance costs $342, and liability is estimated at $478. Liability-only coverage costs approximately $526 a year, and high-risk coverage costs $2,682 or more. Teenage drivers cost the most to insure at up to $4,762 a year.

Average premium for full coverage: $1,252

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Escalade ESV models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities. The example below illustrates how location impacts insurance prices.

The examples above demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Cadillac Escalade ESV insurance rates for other coverage scenarios.

• The best discount rate is $745
• Choosing higher $1,000 deductibles can save approximately $140 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,252
• Using pricier low deductibles for comp and collision coverage costs an additional $268 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,682
• Policy cost with full coverage for a teen driver for full coverage can cost as much as $4,762 each year

View Chart as Image

Insurance rates for a Cadillac Escalade ESV also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,500 to $2,000 additional every year, depending on your age. Cadillac Escalade ESV insurance for high-risk drivers ranges as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $410 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Cadillac Escalade ESV insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,690 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Cadillac Escalade ESV Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having good credit, not filing small claims, and possibly raising deductibles. Spend time shopping around once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a recap of the data that was touched on above.

• You may be able to save approximately $150 per year just by quoting online well ahead of the renewal date
• Policyholders who want additional liability coverage will pay an extra $530 every year to raise limits from a 30/60 limit to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, as much as $397 each month if they have full coverage
• Higher risk drivers that have major violations or accidents pay on average $1,430 more annually than a driver with a clean driving record