Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year for full coverage insurance. Comprehensive costs approximately $274 a year, collision costs $428, and liability insurance is estimated at $478. Buying just liability costs approximately $526 a year, with insurance for high-risk drivers costing around $2,892. 16-year-old drivers cost the most to insure at $5,096 a year or more.

Average premium for full coverage: $1,338

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi S6 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $781
• Choosing higher $1,000 deductibles can save $1,178 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,338
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,646
• High-risk insureds with multiple tickets or accidents could pay around $2,892 or more
• Policy cost that insures a teen driver can cost $5,096 each year

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on the trim level of your S6, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi S6 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $470 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates will be varied.

How to Find Cheaper Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance takes being a good driver, having above-average credit, being claim-free, and maximizing policy discounts. Comparison shop at least once a year by requesting rates from direct insurance companies, and also from your local car insurance providers.

The following list is a condensed summary of the primary concepts that were touched on in this article.

• It is possible to save around $160 per year simply by quoting early and online
• High-risk drivers with multiple at-fault accidents could be charged and average of $1,550 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $425 each month if full coverage is included