Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Average insurance rates for an Audi Q3 are $1,314 a year with full coverage. Comprehensive insurance costs an estimated $250, collision costs $446, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,852 or more. Teen drivers receive the highest rates at $5,046 a year or more.

Average premium for full coverage: $1,314

Rate estimates broken down by individual coverage type:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Q3 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. More rural locations tend to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how where you live affects insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Audi Q3 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $762
• Drivers who choose higher $1,000 deductibles will pay approximately $158 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $1,314
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $308 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,852 or more
• The cost for full coverage for a teenage driver with full coverage can cost as much as $5,046 a year

View Chart as Image

Car insurance rates for an Audi Q3 can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may only pay around $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Where you live makes a big difference in Audi Q3 insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,780 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $470 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can cost around 44% to 136% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

How to Find the Best Cheap Audi Q3 Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Take the time to comparison shop every time your policy renews by getting rate quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a quick review of the information touched on in the above illustrations.

• You may be able to save approximately $160 per year simply by shopping early and online
• Youthful drivers have the highest car insurance rates, with premiums as much as $421 per month if full coverage is included
• Increasing deductibles can save around $475 each year
• Drivers with a DUI or reckless driving violation may pay on average $1,540 more annually than a low-risk driver
• Consumers who want more liability protection will pay about $510 every year to go from a minimum limit to 250/500 limits

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.