Audi e-tron GT Insurance Rates

The average insurance prices for an Audi e-tron GT are $2,078 every 12 months for full coverage. Comprehensive costs around $514 each year, collision insurance costs $1,074, and liability is estimated at $354. Liability-only insurance costs approximately $406 a year, and high-risk driver insurance costs around $4,540. Teens cost the most to insure at up to $7,280 a year.

Average premium for full coverage: $2,078

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and e-tron GT models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.

The examples above show why all drivers should get quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Audi e-tron GT insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $1,128
• Choosing higher $1,000 deductibles can save about $360 a year
• The average price for a good driver age 40 using $500 deductibles is $2,078
• Selecting low deductibles for comp and collision coverage increases the price to $2,784
• Higher-risk drivers with serious driving violations could pay at least $4,540
• Policy cost to insure a 16-year-old driver can be $7,280 each year

Auto insurance rates for an Audi e-tron GT also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $1,070 annually, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,900 annually on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $7,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $2,500 to $3,300 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges from 45% to 135% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi e-tron GT insurance prices. A good driver about age 40 could pay as low as $1,370 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,960 on average in Michigan, Louisiana, and New York.

How to Shop for More Affordable Audi e-tron GT Insurance

Finding cheaper rates on insurance for an Audi e-tron GT takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.

The following list is a summary of the material that was illustrated above.

• Insureds who may need an increased level of liability coverage will pay approximately $390 each year to raise limits from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $607 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $2,460 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $1,075 each year